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Fintech 

Fintech

While ‘fintech’ is the latest buzzword, financial technology is not new to us. We have been advising clients on technology-driven solutions in financial services for over 40 years. From the implementation of S.W.I.F.T. payments in 1973 to the advent of digital currencies, our clients look to us for expert advice based on our great depth of experience. It is testament to this experience that we have worked with such a diverse client base at all stages of growth, from early-stage start-ups to established financial institutions.

Our strong relationships with regulators, banks, insurers, funds and infrastructure and service providers mean that we understand the issues that affect every area of the financial technology ecosystem. This enables us to deliver incisive and informed advice across the value chain.

Selected highlights of our fintech experience include advising:

  • Blockchain
  • Digital payments
  • Digital platforms
  • Regtech
  • Fintech M&A and IPOs
  • Fintech JVs and Consortia
  • Fintech Financing
  • M-commerce
Highlights from London Fintech Week 2016

 

Linklaters was proud to sponsor the Blockchain and Data and Cyber Security conference on Day 4 of the event. Click on the links below to view the videos of our sessions.

 

Data and Cyber Security for Financial Services

 

Blockchain Q & A: regulatory perspectives
Upcoming events

 

London Fintech Week, 7- 14 July. Linklaters will once again be sponsoring London Fintech week. This series of conferences, workshops, hackathons, meetups and parties bringing together some of brightest minds in financial services.

Event highlights

 

Fintech Week Tel Aviv, Israel, 5 – 9 March. Linklaters are proud to be sponsoring the Blockchain, DLT & Smart Contracts day at the first ever Fintech Week in Tel Aviv, part of the growing number of Fintech week series which we have been supporting for several years now. Niranjan Arasaratnam, TMT Partner, Linklaters, joins a stellar line up of speakers at The Floor, Israel’s flourishing Fintech hub. 

 

Fintech Festival, Singapore, 14 – 18 November. Linklaters were delighted to participate in this inaugural event hosted by The Monetary Authority of Singapore. Organised in partnership with the Association of Banks in Singapore, the week-long Festival – the first of its kind in Asia – brought together a series of distinct, back-to-back fintech events. The Festival provided a platform for collaborations, connections and co-creations within the fintech ecosystem in Singapore and around the region.

 

Going Digital: blockchain, London, 14 October. The third in our popular series of highly topical breakfast briefings.

 

Digital Finance Berlin Konferenz, Berlin, 6 October. Key takeaways of the conference were that digitisation allows the modularisation of processes and leads to lower market entrance barriers and a global scalability. The market is therefore developing faster, which leads to a „Legal Lag“  in certain areas. Main obstacles for co-operation between banks and FinTechs are different work culture, a low level of standardization of the infrastructure within established banks as well as data protection and security issues.

 

Africa Tech Summit, London, 29 September. Linklaters is proud to sponsor this exclusive event bringing together the Government of South Africa, technology leaders from Africa and Europe, international investors, entrepreneurs and leading Africa start-ups to discuss the technology landscape in Sub-Saharan Africa.  Alexia Christie, TMT Partner from Linklaters’ alliance partner, Webber Wentzel, will speak on investment in technology in Africa. To find out more about our Africa practice click here.

 

FinTech Week, London, 18 -22 July. Linklaters was, for the second year, proud to sponsor FinTech Week 2016, a series of conferences, workshops, hackathons and meet-ups around this exciting topic.

 

Blockchain, Security and Data Conference, London, 21 July. We were the key sponsors for this day at FinTech Week 2016. Partners from Linklaters’ Financial Regulation Group led an interactive Q&A session, “Blockchain Q&A: Regulatory Perspectives” with Gary Chu, lead lawyer for UBS’s Fintech Innovation Lab @ Level 39, as well as providing a legal perspective around some of the regulatory challenges and opportunities involving distributed ledger technologies.

 

Blockchain: Welcome to the Future, Frankfurt, June 2016. Linklaters hosted this successful seminar, providing valuable insights on the underlying technology, its use cases and the legal implications and pit falls.

 

Technology Trending: Digitising financial services—the impact of fintech, Singapore, June 2016. The first of this seminar series looked at the ways in which the financial services sector is responding to the challenges posed by developments in digitisation and the role of fintech and regtech in the current regulatory landscape. The session was presented by TMT Counsel, Adrian Fisher, and Financial Regulation Counsel, Peiying Chua.


Finnovasia, Hong Kong, May 2016. Linklaters co-sponsored this leading fintech event. Singapore TMT Counsel, Adrian Fisher, gave a keynote address on the topic ‘The Growth of RegTech: Why is it becoming the Next Big Thing?’, and Singapore Financial Regulation Counsel, Peiying Chua, provided her insights on the panel discussion around regulation vs. innovation


Digitising Financial Services: Assessing the regulatory response and implications for legal and compliance teams
, London, May 2016. The second in our Going Digital breakfast briefings considered the ways in which the financial services sector is responding to challenges posed by developments in digitisation and the role of RegTech and FinTech in the current regulatory landscape. The session was presented by TMT Sector Co-head, Julian Cunningham-Day, and Financial Regulation Partner, Sarah Parkhouse.

 

Contacts

Julian Cunningham-Day

Global Co-Head Fintech, London

(44 20) 7456 4048

julian.cunningham-day@linklaters.com

 

Harry Eddis

Global Co-Head Fintech, London

(44 20) 7456 3724

harry.eddis@linklaters.com

 

Iain Fenn

Global Co-Head Fintech,

(44 20) 7456 3164

iain.fenn@linklaters.com

 

Peiying Chua

Counsel, Financial Regulation, Singapore

(656) 692 5869

peiying.chua@linklaters.com

 

Richard Cumbley

Global TMT Practice Head, London

(44 20) 7456 4681

richard.cumbley@linklaters.com

 

Adrian Fisher

Counsel, TMT, Singapore

(656) 692 5856

adrian.fisher@linklaters.com

 

Andre Hofmann

Counsel, Financial Regulation, Frankfurt

(49 69) 7100 3263

andre.hofmann@linklaters.com

 

Paul Lewis

Partner, Derivatives, London

(44 20) 7456 4658

paul.lewis@linklaters.com

 

Mark Nuttall

Partner, Structured Finance, London

(44 20) 7456 5278

mark.nuttall@linklaters.com

 

Daniel Pauly

Partner, TMT, Frankfurt

(49 69) 7100 3570

daniel.pauly@linklaters.com

Publications

 

For Fintech, challenges and oppourtunities lie ahead: The wave of financial technology companies, more popularly called fintech firms, has affected our lives in many ways, including in Indonesia, as fintech offers simplicity, speed, cohesiveness and streamlined processes. Many fintech players, such as Doku, Uang Teman, Iwak, Tanihub, Amartha, Go-Pay, Investree and many more, are already offering a variety of services in Indonesia.

 

London Fintech Week 2016 QuotesFintech Week reminded us all about the massive scale of activity and creativity taking place in London right now. Regulators, incumbents, innovators and advisers are all in the mix, helping to make new financial technologies a reality for consumers and businesses.

 

Blockchain Reaction:  a report by our Australian alliance firm, Allens, designed to assist business stakeholders, decision makers and in-house counsel across a variety of sectors to understand the technology and how it is being used, as well as navigate the regulatory and legal opportunities and challenges. Along with how distributed ledger technology should be governed and regulated, the report considers the key concepts, current and potential use cases, and the looming transformation posed by smart contracts. It also provides recommendations for businesses and regulators.


Fintech: the next wave of disruption: Adrian Fisher, Counsel in our Singapore office, looks at why fintech is such a disruptive force and the opportunities and challenges it presents for key market players.

 

Digitising Financial Services - Blockchain 

As part of a series of breakfast briefings, we have been identifying key areas of risk and opportunity for businesses that are increasing their use of digital channels, and providing insights into how to manage those risks and maximise the opportunities. This latest briefing looks at the transformative potential of blockchain on the market infrastructure and the impact that may have on the wider financial services industry.


 

Partnerships

Fintech Week

Fintech Week


  FT Innovative Lawyer 2016


   
   Founding partner and official
   legal partner of the recently
   established Singapore FinTech
   Consortium