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Fintech 

Fintech

 

 

 

 

 

 

 

 

While ‘fintech’ is the latest buzzword, financial technology is not new to us. We have been advising on technology-driven solutions in financial services for over 40 years. From the implementation of S.W.I.F.T. payments in 1973 to the advent of digital currencies, our clients look to us for expert advice based on our great depth of experience. It is testament to this experience that we have worked with such a diverse client base at all stages of growth, from early-stage start-ups to established financial institutions.

Our strong relationships with regulators, banks, insurers, funds and infrastructure and service providers mean that we understand the issues that affect every area of the financial technology ecosystem. This enables us to deliver incisive and informed advice across the value chain.

Selected highlights of our fintech experience include advising:

  • Blockchain
  • Digital payments
  • Digital platforms
  • Regtech
  • Fintech M&A and IPOs
  • Fintech JVs and Consortia
  • Fintech Financing
  • M-commerce
Upcoming events

 

London Fintech Week, 7 - 14 July 2017. Linklaters will once again be sponsoring London Fintech week. This series of conferences, workshops, hackathons, meetups and parties bringing together some of brightest minds in financial services.

Event highlights

 

    We need to talk about blockchain, 23 May 2017. In this client seminar, Julian Cunningham-Day, Paul Lewis and Dan Turgel will consider:

    • •     What is blockchain and distributed ledger technology? How do they work?
    • •     Examples of how the technology has been largely used to date
    • •     Examples of other applications of it, such as title to assets and identity authorisation (such as AML and KYC)
    • For those of you who would like a very short introduction to blockchain, we have a 10-minute learning video giving a high level overview of blockchain and some of its applications.  If you are signed up to our knowledge portal you can view it by clicking here. If you are a client of Linklaters, but have not registered for the portal, you can do so by clicking here. Once registered, simply search for “Video: An introduction to blockchain”.

Africa Tech Summit, London, April 2017. Linklaters were delighted to once again be sponsoring the Africa Tech Summit, the leading African tech event in Europe providing unrivalled insight and networking with the African tech ecosystem. Alexia Christie, TMT Partner from Linklaters’ alliance partner in South Africa, Webber Wentzel, delivered the opening keynote on ‘the Face of Fintech in Africa’.

 

Fintech Week Tel Aviv, Israel, March 2017. Linklaters proudly sponsored the Blockchain, DLT & Smart Contracts day at the first ever Fintech Week in Tel Aviv, part of the growing number of Fintech Week conferences which we have been supporting for several years now. Niranjan Arasaratnam, TMT Partner, Singapore, joined a stellar line up of speakers at The Floor, Israel’s flourishing fintech hub.

  

TMT Finance Asia, Singapore, Feb 2017. Adrian Fisher, TMT Counsel chaired a session on Fintech Asia - Who is leading investment in Asian Fintech?

  

Fintech Festival, Singapore, November 2016. Linklaters was delighted to participate in this inaugural event hosted by The Monetary Authority of Singapore. Organised in partnership with the Association of Banks in Singapore, the week-long Festival – the first of its kind in Asia – brought together a series of distinct, back-to-back fintech events. The Festival provided a platform for collaborations, connections and co-creations within the fintech ecosystem in Singapore and around the region. For our summary of some of the key highlights from this event, click here.

 

Going Digital: blockchain, London, October 2016. The third in our popular series of highly topical breakfast briefings.

 

Digital Finance Berlin Konferenz, Berlin, October 2016.

 

FinTech Week, London, July 2016. Linklaters was, for the second year, proud to sponsor the Blockchain and Data and Cyber Security conference on Day 4 of the event. Click on the links below to view the videos of our sessions. London FinTech in Quotes - our wrap-up of the Week's events.

 

Data and Cyber Security for Financial Services

 

Blockchain Q & A: regulatory perspectives

 

Blockchain: Welcome to the Future, Frankfurt, June 2016. Linklaters hosted this successful seminar, providing valuable insights on the underlying technology, its use cases and the legal implications and pit falls.

 

Technology Trending: Digitising financial services—the impact of fintech, Singapore, June 2016. The first of this seminar series looked at the ways in which the financial services sector is responding to the challenges posed by developments in digitisation and the role of fintech and regtech in the current regulatory landscape. The session was presented by TMT Counsel, Adrian Fisher, and Financial Regulation Counsel, Peiying Chua.


Finnovasia, Hong Kong, May 2016. Singapore TMT Counsel, Adrian Fisher, gave a keynote address on the topic ‘The Growth of RegTech: Why is it becoming the Next Big Thing?’, and Singapore Financial Regulation Counsel, Peiying Chua, provided her insights on the panel discussion around regulation vs. innovation


Digitising Financial Services: Assessing the regulatory response and implications for legal and compliance teams
, London, May 2016. The second in our Going Digital breakfast briefings considered the ways in which the financial services sector is responding to challenges posed by developments in digitisation and the role of RegTech and FinTech in the current regulatory landscape. The session was presented by TMT Sector Co-head, Julian Cunningham-Day, and Financial Regulation Partner, Sarah Parkhouse.

 

Contacts

Niranjan Arasaratnam

Partner, Singapore

(65) 6692 5858

niranjan.arasaratnam@linklaters.com

 

Julian Cunningham-Day

Global Co-Head Fintech, London

(44 20) 7456 4048

julian.cunningham-day@linklaters.com

 

Harry Eddis

Global Co-Head Fintech, London

(44 20) 7456 3724

harry.eddis@linklaters.com

 

Fionnghuala Griggs

Partner, London

(44 20) 7456 2595

fionnghuala.griggs@linklaters.com

Publications

 

Blockchain Reaction 9 months on: This updated Blockchain Reaction report by our Australian alliance firm, Allens, examines the blockchain landscape, covering topics such as how regulators are addressing the risks associated with DLT, potential interoperability issues, real-life use cases and the benefits of robust governance structures.

 

For Fintech, challenges and opportunities lie ahead: The wave of financial technology companies, more popularly called fintech firms, has affected our lives in many ways, including in Indonesia, as fintech offers simplicity, speed, cohesiveness and streamlined processes. Many fintech players, such as Doku, Uang Teman, Iwak, Tanihub, Amartha, Go-Pay, Investree and many more, are already offering a variety of services in Indonesia.

 

London Fintech Week 2016 QuotesFintech Week reminded us all about the massive scale of activity and creativity taking place in London right now. Regulators, incumbents, innovators and advisers are all in the mix, helping to make new financial technologies a reality for consumers and businesses.

 

Blockchain Reaction:  a report by our Australian alliance firm, Allens, designed to assist business stakeholders, decision makers and in-house counsel across a variety of sectors to understand the technology and how it is being used, as well as navigate the regulatory and legal opportunities and challenges. Along with how distributed ledger technology should be governed and regulated, the report considers the key concepts, current and potential use cases, and the looming transformation posed by smart contracts. It also provides recommendations for businesses and regulators.


Fintech: the next wave of disruption: Adrian Fisher, Counsel in our Singapore office, looks at why fintech is such a disruptive force and the opportunities and challenges it presents for key market players.

 

Digitising Financial Services - Blockchain 

As part of a series of breakfast briefings, we have been identifying key areas of risk and opportunity for businesses that are increasing their use of digital channels, and providing insights into how to manage those risks and maximise the opportunities. This latest briefing looks at the transformative potential of blockchain on the market infrastructure and the impact that may have on the wider financial services industry.


 

Partnerships

Fintech Week

Fintech Week

Fintech Week



  FT Innovative Lawyer 2016