Julia Dixon

Julia Dixon

Financial Regulation Partner, London

“I advise regulated financial services firms on contentious and non-contentious issues as well as the proactive management of legal and regulatory risk. I translate complex highly technical issues into simple concepts and work with clients to understand their business and ensure that they deliver compliant outcomes in practice.”

Overview

Education and qualifications

Overview

Julia advises banks, asset managers and other financial services institutions on a broad range of contentious and non-contentious regulatory issues. She has particular expertise in strategic regulatory engagement and regulatory risk identification and management.

 

Julia regularly advises boards, non-executive directors and executive management committees on governance issues, internal systems and controls and the Financial Conduct Authority (FCA)/Prudential Regulation Authority (PRA) approval process for firms and individuals.

 

She has significant experience in advising on obligations associated with the Senior Managers and Certification Regime (SMCR), perimeter and licensing queries, conduct of business regulation, client money/assets (CASS) and market abuse. Julia also advises on the regulatory aspects of corporate transactions and is adept at dealing with regulatory enquiries and supervisory requests as well as investigations and enforcement proceedings.

 

In 2014/2015, Julia was seconded to an international banking group to help them prepare for SMCR implementation.


Work highlights

Julia has developed a wide-ranging financial regulatory practice. The breadth of her practice includes:

Regulatory change: advising on the SMCR, including on the extension of the SMCR to the entire regulated sector; the scope and requirements of the Market Abuse Regulation (MAR); the implications of the Markets in Financial Instruments Directive (MiFID II); and other regulatory reform initiatives.

Governance and organisation: advising on organisational structures and efficiency, including in the context of compliance with regulatory change and operating within the regulatory perimeter.

Pre-contentious regulatory: preparing clients for and assisting with internal/regulatory investigations, regulatory requests for information, supervisory visits and enquiries from regulatory enforcement teams; managing and responding to s166 “skilled person” reviews; advising in relation to remediation programmes; and assisting with responses to thematic reviews, market studies and PRA/FCA consultation papers.

Investigations and enforcement: representing clients in the context of contentious enquiries and investigations, responding to information requests and advising throughout the enforcement and appeals process including advocacy before relevant regulatory authorities.

Risk advisory mandates: helping clients to identify, assess and evaluate sources of risk within their business and, where necessary, improve compliance arrangements.

Projects and planning: advising on strategic regulatory projects for a range of firms and across a variety of subjects, including PPI, complaints handling, ringfencing, central counterparty clearing arrangements, CASS and Brexit.

Education and qualifications

Julia studied law at Gonville & Caius College, University of Cambridge.