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The future of finance

A Fintechlinks blog mini-series

The Bank of England has boldly announced the need for a new finance and a new Bank to enable a new economy. With this, it has published the findings of a review on the future of finance over the next decade and laid out its response to them.

The course set by the Bank could have a profound impact on the landscape of the UK’s financial system in the coming years. For example, it has now committed to consult on what level of access to its payments infrastructure and balance sheet may be appropriate for fintechs and innovative business models, and the appropriate package of obligations that would come with those new rights.

The series comprises 8 posts exploring the Bank’s stated direction across the following themes:

  • Shaping tomorrow’s payment system
  • Enabling innovation through modern financial infrastructure
  • Supporting the data economy through standards and protocols
  • Championing global standards for finance
  • Promoting the smooth transition to a low-carbon economy
  • Safeguarding the financial system from evolving risks
  • Embracing digital regulation
  • Enhancing protection against cyber-risks
Explore the series using the links below

Discover the mini-series

Paving the road for a diversity of payment options

The first instalment of our Future of Finance Series explores some interesting insights from the Bank of England on its plans to facilitate a diversity of payment options.

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Embracing cloud technologies – what does this mean for financial services?

The second instalment of our Future of Finance Series examines the Bank of England’s opinions on the use of cloud technology in financial services and its approach to facilitating the use of cloud.

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How the Bank of England envisages portable data and an SME finance platform creating “Open Finance”

The third instalment of our Future of Finance Series looks at the Bank of England’s vision of “Open Finance” and how richer data analysis and sharing together with an open finance platform, could improve access to SME finance.

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What the growth and liberalisation of emerging markets means for the UK’s financial sector

The fourth instalment of our Future of Finance Series looks at the opportunities and risks for the UK as emerging markets play an increasing role in the global financial system.

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Financing the transition to a carbon-neutral economy

The fifth instalment of our Future of Finance Series discusses the Bank of England’s role in supporting sustainable finance to facilitate the transition to a carbon-neutral economy.

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Protecting the financial system as the market changes

The sixth instalment of our Future of Finance Series looks at the changes to banks’ business models and the impact of Open Banking.

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Embracing digital regulation

The seventh instalment of our Future of Finance Series looks at how the supervision of financial services could be digitalised and the potential for automating regulatory compliance.

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A new approach to cyber risk in financial services

The final instalment of our Future of Finance Series considers the resilience of financial services in the face of increasing cyber incidents.

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