Fintech
Financial institutions and disruptive companies alike trust Linklaters' lawyers with their most complex Fintech projects.
We work with organisations in all stages of growth, from early-stage start-ups to established financial institutions.
We know
Fintech
AI has the potential to super-charge financial services and transform the way services are delivered to customers. It could allow more informed and tailored products and services, internal process efficiencies, enhanced cybersecurity and reduced risk. Register to receive your copy of the report or hear our lawyers discuss the key elements of our research below.
We are proud to partner with The FinTech50 and sponsor the 2019 Yearbook, which recognises Europe’s top fintechs and features our article, ‘The Impact of AI in Financial Services’.
8th juillet 2020
Payment markets are no stranger to competition law enforcement with authorities around the world having made significant infringement findings in these markets over the years. But as payment markets digitalise, competition authorities are facing new challenges and expanding their enforcement toolkit in response.
21st juillet 2020
The plan is intended to ensure that the e-commerce industry is ready for the FCA’s new SCA deadline.
21st juillet 2020
The Financial Conduct Authority says it will “act swiftly and decisively” if a payment services firm fails to meet its expectations.
17th juillet 2020
The Financial Action Task Force has released two reports concerning the digital asset industry. We give you the highlights.
10th juillet 2020
European authorities have welcomed an initiative by 16 banks to create a pan-European card and digital wallet solution for the retail market.
9th juillet 2020
U.S. CFTC ends multi-year public inquiry into “actual-delivery” of virtual currency with final interpretive guidance.
8th juillet 2020
Our latest publication examines five emerging competition trends in the payments sector, to keep you on the pulse.
7th juillet 2020
IOSCO has drafted six measures for regulators to take into account when overseeing the use of AI in securities markets.
1st juillet 2020
We are excited to launch a Mid-Year Update to our Technology Legal Outlook 2020, which explores key tech sector trends in the evolving landscape of the Covid-19 pandemic ‘new normal’.
3rd juillet 2020
The Financial Conduct Authority’s move to restrict Wirecard’s UK business has both short and long term consequences for the fintech industry.
12th juin 2020
The US Office of the Comptroller of the Currency is seeking public comment on US banks’ digital activities, and how they should be regulated.
11th juin 2020
In a new draft report, a committee of the European Parliament has identified three priority areas of digital finance which demand legislative action at a pan-European level.
6th mai 2020
As a global firm we have actively tracking and assessing the varied measures which have been made available by governments across the world to support corporates and businesses in response to the Covid-19 pandemic.
22nd avril 2020
As Libra 2.0 is revealed, we look at what the FSB’s global stablecoin report tells us about design requirements, regulatory gaps and cross-border supervision.
15th avril 2020
France’s central bank is looking for firms to help it create and test central bank digital currency solutions for interbank settlement.
14th avril 2020
The US Financial Industry Regulatory Authority cautions member firms about the increased cyber risks arising from remote working arrangements. We break down this guidance to help firms and their staff understand how to better protect themselves from cyber attack.
9th avril 2020
A viability assessment from the FCA and Bank of England suggests how automating some regulatory requirements may yet become reality.
7th avril 2020
The EC has launched consultations on its digital finance strategy and retail payments strategy. We give you the highlights.
3rd avril 2020
The Payment Systems Regulator has published its annual plan for 2020/21. We outline its key priorities and the impact of COVID-19 on its agenda.
2nd avril 2020
In response to Covid-19, the Financial Conduct Authority has offered UK payment service providers some flexibility about when to apply strong customer authentication.
18th mars 2020
Regulatory developments in Italy shows that fintech is gaining increased profile in the Italian policymakers’ attention – providing opportunities and compliance challenges for market participants.
13th mars 2020
US SEC issues new guidance on Cybersecurity and Resiliency. We help firms understand this guidance and what they need to do comply and build their resilience to cyber attack.
10th mars 2020
Collaboration on blockchain raises potential antitrust concerns and scrutiny from enforcers around the world. An example of blockchain collaboration in the US shipping industry highlights anti-trust implications which could apply in the fintech context.
3rd février 2020
The UK Payment Systems Regulator, Pay.UK, Treasury Committee and the European Banking Authority have all made recent interventions relevant to combating fraud in payments.
31st janvier 2020
We discuss the ROFIEG report, its significance for the EU fintech market, its priority recommendations and its recommendations around cryptoassets and distributed financial networks.
11th décembre 2019
As part of Year in Review, Year to Come series, our global fintech team has contributed to a global fintech Year in Review and Year to Come. In this publication teams from 16 countries have summarised legal and commercial developments in the fintech space for 2019 and looked forward in predicting likely themes in 2020.
21st janvier 2020
The Global Financial Innovation Network has published its reflections on the pilot phase of its global sandbox along with three new solutions to support the first official cohort.
16th janvier 2020
As recent SEC enforcement actions make clear, years after the ICO boom, US regulators continue to pay close attention to ICOs and digital assets. Market participants should take heed of the many legal and regulatory obligations that may apply to their activities.
17th décembre 2019
As part of our annual Year in Review, Year to Come campaign, we have produced a Technology Legal Outlook 2020 publication. This publication looks at six global themes relating to tech companies, digital markets and emerging tech.
20th décembre 2019
The BCBS has published a discussion paper on a prudential regulatory framework for banks’ direct and indirect exposures to crypto-assets.
10th décembre 2019
UK regulators have now finally published proposals for new rules and guidance on operational resilience – a concept which is now part and parcel of crisis planning for financial firms. For regulated firms, these may become rules; for others, they may become a new benchmark of good practice.
28th novembre 2019
In this podcast series, lawyers from our international payments team discuss the legal and regulatory developments that are likely to shape the payments sector in 2020.
8th novembre 2019
The UK tax authority, HMRC, has provided high level guidance on how it will tax transactions in exchange tokens undertaken by businesses.
1st janvier 0001
