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Author: Borja Fernandez de Troconiz

Spain - Spanish Supreme Court rules on savings bank reference rate following European court judgment

The Supreme Court (Tribunal Supremo) has published four judgments (595, 596, 597 and 598/2020, of 12 November 2020) with findings on variable mortgage interest rates based on the reference rate in mortgages granted by Spanish savings banks (known as Savings Bank IRPH terms). These follow a judgment on the matter by the Court of Justice of the European Union (CJEU) of 3 March 2020.

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