

Richard Hay
Global Co-head of Fintech, Financial Markets Infrastructure and Payments Partner, London
- richard.hay@linklaters.com
- +44 2074562684
- United Kingdom
Admissions
France, UK (England & Wales)


Global Co-head of Fintech, Financial Markets Infrastructure and Payments Partner, London
France, UK (England & Wales)
Richard is a recognised market leader in fintech and has considerable experience in advising on the financial structuring and regulatory aspects of innovative financial market infrastructure and products. He advises financial institutions, financial infrastructure and payments providers and technology companies, on the establishment and expansion of market infrastructure including payment systems, on new product launches, cross-border expansion, and complex legal as well as regulatory challenges arising from digitalisation.
He plays an active role in shaping the development of law and policy in relation to the application of new technologies to finance. He is a member of the UK Jurisdiction Taskforce of the LawTech Delivery Panel and contributes to industry and regulatory initiatives involving international standard setters, including the OECD, FSB, Bank for International Settlements and the Financial Markets Law Committee (FMLC).
Richard acts extensively for trade associations, including UK Finance and the Payments Association and their members across major developments in the fintech and payments sectors. He acts across consumer-facing offerings (including digital wallets) and institutional or wholesale structures.
He is a solicitor of England and Wales and a French avocat, member of the Paris bar and a CFA charterholder. Earlier in his career, he was seconded to the Financial Markets Law Committee at the Bank of England and worked as an equity derivatives sales trader at a major investment bank.
Richard has been the primary partner responsible for the delivery of a series of ground-breaking projects in the digital asset markets, including:
Richard is a member of the Fintech Scoping Forum of the Financial Markets Law Committee and was a part of its working group on the governing law and jurisdiction of distributed ledger technology. He is a regular speaker on the legal and regulatory aspects of digital assets and related financial infrastructure, including at various OECD roundtables and initiatives.
Richard studied law at St. John’s College, University of Cambridge, and holds a master’s in law from Université Paris II (Panthéon-Assas) and a master’s in science in finance (with a major in quantitative finance) from Università Commerciale Luigi Bocconi, Milan.
Richard speaks English, French, Italian and Spanish.