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Edward Chan

Banking Partner, London

“I advise banks and corporates on complex financings, bank prudential regulation and bespoke collateralisation arrangements for insurers and pensions funds.

Overview

Professional experience

Education and qualifications

Overview

Edward specialises in complex structured financings, particularly those with elements driven by regulatory or tax requirements. Edward also works with various financial institutions on prudential regulatory matters, such as advising on regulatory capital and liquidity requirements, bank ringfencing, and in relation to recovery and resolution planning.

Edward regularly advises insurers and pension schemes on the collateralisation and custodial aspects of longevity risk transfers, and has particular experience in both security and title transfer collateralisation arrangements.

Edward leads the firm’s initiative on artificial intelligence, and has been advising on the use of technology to enhance and optimise current legal processes.

Work highlights

Edward has led on many complex financings and regulatory issues. Highlights include advising:

  • Lloyds Banking Group on its implementation of the UK’s bank ringfencing regime (as required by the Financial Services (Banking Reform) Act 2013)
  • various institutions on Brexit-related issues
  • a U.S. investment bank on a proposed derivatives joint venture with a Japanese bank
  • a Japanese bank on recapitalising a UK-regulated asset management firm
  • on collateral arrangements supporting longevity risk transfers between UK defined benefit pension schemes and various UK life insurers

 

Professional experience

Edward speaks regularly on Basel III, on artificial intelligence and the law, on Brexit and on the Eurozone crisis.

He has also written authoritatively on various subjects and his publications include:

“Legal Implications of the Greek debt crisis”, Eurozone Bulletin, Linklaters, June 2015

“Restoring confidence – The changing European banking landscape”, Linklaters, September 2014

“Brexit: potential implications for loan agreements”, Practical Law, April 2016

“Basel III and its Implications for Project Finance”, The Principles of Project Finance, Gower, 2012

Education and qualifications

Edward has a first class degree in Philosophy, Politics and Economics from Balliol College, Oxford University.  He has also gained a master’s degree in Corporate and Commercial law from the London School of Economics and Political Science.