Publication
Financial Regulation Legal Outlook 2025
Key topics for you to prepare for in the next 12 months
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Publication
Key topics for you to prepare for in the next 12 months
The conflicts in Russia/Ukraine, the Middle East, and US/European relations with China may have diverted attention from or slowed the pace of change in some areas, but they have intensified scrutiny in others, and those conflicts’ potential for wide-reaching impact on financial stability trigger regulatory responses.
The domestic or regional political agenda is also highly impactful on the regulatory horizon – and of course often impossible to disassociate from wider geopolitical forces. In the EU, a look back at crises including COVID and the war in Ukraine leads to a forward-looking agenda focused on building strength and resilience, along with a continued emphasis on consumer protection. Whilst in the UK, the Chancellor’s recent Mansion House speech closely allies the drive for UK competitiveness and growth with the deployment of “international competitiveness” powers given to the FCA and PRA in 2023, signalling that regulators will use their reach to support the new government’s ambitions on economic growth.
The regulated financial services sector will continue to face high levels of new regulation as well as scrutiny on compliance both from regulators and other increasingly active stakeholders in 2025.
It’s not just the volume of regulatory scrutiny that will rise, but also its complexity its pace and its consequence. Attention may come from unexpected directions as risks materialise. A case in point: the FCA progressing its enforcement investigations much more quickly, in the meantime pursuing significantly more supervisory interventions – including imposing wide-ranging requirements – raising the stakes for all firms.
To dive into how these themes and many more are reflected in the UK and EU’s forthcoming financial regulatory agenda for 2025, and look at how they impact upon your sector, read more in our annual Banking, Asset Management and Payments Financial Regulatory Legal Outlook reports.
The boundary between financial services and the technology sector is increasingly blurred. In our reports we explore:
The development of new, and implementation of existing, sustainability law and regulation continues apace. In our reports we explore:
EU and UK MiFID reforms move to implementation in 2025, whilst EMIR and REMIT requirements are changing again. In our reports we explore:
With regulators’ “Interventions and Enforcement” teams facing competing pressures to deliver for consumers and remain business-friendly to promote growth, we explore:
Striking a delicate balance
Expert fintech legal advice: regulation, digital transformation, payments, investment, data, cyber, compliance, innovation and dispute resolution globally.
We welcome the opportunity to discuss our publication with you and to hear your thoughts and feedback.
Financial Regulation Group Partner, London
United Kingdom
Financial Regulation Group Partner, London
United Kingdom
Partner, London
United Kingdom
Global Co-Head of Fintech, Financial Regulation Partner, London
United Kingdom
Financial Regulation Partner, London
United Kingdom
Financial Regulation Partner, London
United Kingdom
Financial Regulation Partner, Global Chair of Financial Regulation, London
United Kingdom
Financial Regulation Partner, London
United Kingdom
