Fintech

Financial institutions and disruptive companies alike trust Linklaters' lawyers with their most complex Fintech projects.

We work with organisations in all stages of growth, from early-stage start-ups to established financial institutions.

Financial institutions and disruptive companies alike trust Linklaters with their most complex fintech projects. We believe it is a testament to this experience that we have worked with such a diverse client base at all stages of growth, from early-stage start-ups to established financial institutions.

We know

Fintech


We have consistently held the position of market-leaders in advising on the application of new technologies to finance, from the implementation of SWIFT payments to the advent of blockchain and digital currencies, and everything in-between. Long before the term “fintech” was coined, we had been working on many of the most prominent and ground-breaking technological developments in financial markets for many years.
Our strong relationships with regulators, banks, insurers, funds and infrastructure and service providers mean that we understand the issues that affect every area of the financial technology ecosystem. This enables us to deliver incisive, informed and innovative advice across the fintech spectrum.

The Future of Fintech

What does the future of Fintech look like over the next 12 months?

2:48

What does the next 12 months look like for Fintech? In this video you will hear from nine of our lawyers on what's ahead across Tech M&A, Payments, Artificial Intelligence, Platforms, Regtech, Blockchain and Infrastructure, Cryptocurrencies and Data.

 

Meet our fintech lawyers
For more information on how our fintech team can support you, please speak to one of our fintech lawyers below

Find a Linklaters fintech lawyer in your region
Fintech

European Parliament policy recommendations for crypto-asset regulation: a hint of more to come?

11th July 2018 // Publication

Legislators and regulators continue to calibrate their response to crypto-assets. The European Parliament’s latest policy papers on crypto-assets suggest some extra regulation for key players in the market. It remains to be seen which of these policy ideas will be taken forward.

Fintech

A Global View of ICOs and Regulation

5th July 2018 // Thought leadership

This guide is designed to help you navigate the complex legal and regulatory matters surrounding ICO and token regulation in your region. This guide covers the U.S., the UK, the UAE, Japan, Thailand, Indonesia, Singapore, Hong Kong, France, Germany, and Belgium.

Fintech

PRA letter on how firms should handle exposures to crypto-assets

28th June 2018 // Publication

Regulated firms are increasingly taking on – or planning to take on – exposure to crypto-assets. Recognising this, the UK Prudential Regulatory Authority has written to banks, insurance companies and PRA-regulated investment firms about handling crypto-exposures.

Fintech

What is Digital Regulatory Reporting and Why Should You Care?

19th June 2018 // Publication

The UK regulators are testing whether compliance with their rules can be automated. In the future, reports that regulated firms must send to the regulators could be generated and submitted without needing human involvement. However, there are significant hurdles to overcome before automated regulation becomes reality.

Fintech

Robo Wars – A Fight for the Future of Auto Advice?

19th June 2018 // Publication

Auto advice – which emerged several years ago under the moniker of “robo advice” – might seem passé in the context of an ever-changing Fintech landscape. But as new entrants bring further innovation to market, and the relationship between auto advice and the FCA appears to cool, now is the time to look at how such technologies can thrive amid a backdrop of closer regulatory scrutiny.

Data in Payments

20th June 2018 // Publication

Data in Payments: Latest PSR and EBA Papers on Access and Security Requirements - two papers have been published which will impact how data is used in the payments industry.

Fintech

Smart Contracts and Distributed Ledger – A Legal Perspective

3rd August 2017 // News

Smart Contracts and Distributed Ledger – A Legal Perspective is a new whitepaper, co-authored and published today by the International Swaps and Derivatives Association (ISDA) and Linklaters.

Digital Transformation: be the facilitator of change

4th April 2018 // Publication

In our new report, co-authored by Microsoft and Linklaters, we demonstrate how digital transformation presents an opportunity for lawyers to influence, to collaborate and to partner with a range of stakeholders to enable the delivery of secure and compliant digital transformation solutions.

Fintech

FCA Letter to Banks on Crypto-Asset Clients

12th June 2018 // Publication

The FCA has written to UK banks suggesting good practice for handling the financial crime risks posed by crypto-assets.

Fintech

U.S. Commodity Futures Trading Commission issues advisory for virtual currency derivatives

6th June 2018 // Publication

On May 21, 2018, the U.S. Commodity Futures Trading Commission ("CFTC") issued a joint staff advisory giving guidance to exchanges and clearinghouses registered with the CFTC for listing virtual currency derivative products.

Fintech

Update on the Digital Currencies Inquiry

24th May 2018 // Publication

Four months into the House of Commons Treasury Committee inquiry written evidence has now been published including responses from the FCA and Bank of England.

Fintech

The European Commission’s Approach to AI

26th April 2018 // News

The European Commission has put forward a European approach to artificial intelligence to shape the conditions for its development and use.

Fintech

European Commission's Fintech Action Plan

12th March 2018 // Publication

As part of its strategy for a Capital Markets Union and the Digital Single Market, the European Commission has published its Fintech Action Plan which includes a proposed regulation for crowdfunding services.

Fintech

Potentially Unlawful Online Platforms

15th March 2018 // Publication

Analysis of the recent statement issued by U.S. Securities and Exchange Commission (SEC) on potentially unlawful platforms trading digital assets (the Trading Platform Statement).

Fintech

HKMA consults on amendments to the “Guideline on Authorization of Virtual Banks”

14th February 2018 // Publication

On 6 February 2018, the Hong Kong Monetary Authority (“HKMA”) launched a one-month Public Consultation on “Guideline on Authorization of Virtual Banks” (the “Consultation”) on proposals to amend the Guideline on Authorization of Virtual Banks, originally issued by the HKMA in 2000 (the “2000 Guideline”).

Fintech

U.S. Regulators outline approach to Virtual Currencies, ICOs and Distributed Ledger Technologies

13th February 2018 // Publication

In testimony before the U.S. Senate Banking Committee, the two leading U.S. financial regulators struck a measured balance between optimism and caution in relation to the prospects and challenges in the market for virtual currencies.

Fintech

Financial Regulation – Year in Review and Year to Come

21st December 2017 // Publication

What happened in 2017 and what is coming up in 2018? To help you keep track of all key developments on the regulatory horizon we have prepared a year in review and year to come guide.

Key fintech events

Our Fintech lawyers regularly speak at events and conferences across the world. Swipe or scroll through the events for a brief summary.

London Fintech Week | July 2018

We are attending London Fintech Week in July 2018. Harry Eddis will chair the “Blockchain and Financial Services: How does Blockchain fit within the regulatory environment?” panel on Wednesday 11 July and we are proudly sponsoring Blockchain day.
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Blockchain Week | London | January 2018

Julian Cunningham-Day chaired a panel at Blockchain week 2018 exploring enterprise blockchain trends focussing on what tangible benefits we will see for enterprise blockchain in the next year.

Blockchain Workshop | London | January 2018

Linklaters hosted a two-day blockchain developer workshop run by The Blockchain Connector. This event, which was attended by approximately 25 developers, financial professionals and legal advisers, featured a combination of talks and hands-on development of decentralised applications on the Ethereum platform.

Fintech Festival | Singapore | November 2017

Linklaters was delighted to participate in this inaugural week-long Festival which brings together a series of distinct, back-to-back fintech events. We were once again ‘Friends of FinTech’ sponsors for the Festival and hosted three events: a workshop on “Leading the customer’s digital journey”; an industry drinks networking event; and our very own “Legal Scrum”.
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We partner with some of the world's leading fintech organisations

The Fintech 50 | 2017

The FinTech 50 2017 logo

Tech UK

Tech UK member logo

Singapore Fintech Association

FinTech Singapore logo

Innovate Finance

innovate finance logo

Accord Project

Accord logo