Image of Frederik Winter

Dr. Frederik Winter

Financial Regulation Partner, Frankfurt

“I focus on financial regulation, assisting credit institutions, insurance undertakings and other financial services providers to manage and develop their businesses within complex and changing regulatory environments.

Overview

Professional experience

Education and qualifications

Published works

Overview

Frederik advises on regulatory issues, particularly in the banking and insurance sector, and has assisted numerous insurers, banks, and financial service providers on a wide range of regulatory matters. Frederik is also counselling a range of clients on Brexit-related questions.

 

Earlier in his career, Frederik was seconded to the European Financial Markets Lawyers Group/European Central Bank.

 

Frederik is ranked as a leading individual in Chambers Europe (Banking & Finance: Regulatory - Germany) and in JUVE (insurance supervisory law).

 

"He has excellent expertise and takes a pragmatic approach" (Client, JUVE 2017/2018)

 

"He has excellent technical knowledge and the commercial awareness required to deal with our issues. A very high standard of client service is always maintained." (Client, Chambers Europe 2017)

 

"Pragmatic and solution-driven" (Client, Legal 500)

 

Work highlights

Frederik has led on, or been a key adviser in, many major matters and transactions.  Those that can be disclosed include advising:

  • Montagu Private Equity on the acquisition of Universal-Investment 
  • Athene Holding on the acquisition of Delta Lloyd Deutschland
  • Helvetia Holding on its public takeover of Nationale Suisse
  • Erste Abwicklungsanstalt (EAA) on the restructuring and winding-up of WestLB, including the takeover of assets and liabilities each valued in excess of €160bn and the sale of Westdeutsche ImmobilienBank to Aareal Bank
  • Swiss Re in relation to the reorganisation of its European reinsurance business
  • Lloyds Banking Group on the sale of Heidelberger Leben
  • Deutsche Börse on the planned merger with NYSE Euronext and on its acquisition of Eurex
  • Citibank on the sale of its German retail banking business
  • Several German banks (including Landesbank Sachsen, Bayerische Landesbank, IKB and Hypo Real Estate) on regulatory aspects in relation to risk shields established in the context of the financial crisis

Professional experience

Frederik regularly speaks at conferences and seminars and writes on financial regulation and other topics. His publications include:

 

Commentary on § 124 VAG (prudent person principle), in: Brand/Baroch Castellvi, Versicherungsaufsichtsgesetz, Handkommentar, Baden-Baden 2018

Commentary on §§ 128-131 VAG, in: Brand/Baroch Castellvi, Versicherungsaufsichtsgesetz, Handkommentar, Baden-Baden 2018, with Alexander van Meegen

 

"Keine Ruhe für die Lebensversicherung“, Börsenzeitung, October 2018, with Wolfgang Krauel
 
"Divergierende Aufsichten bergen Risiken“, Börsenzeitung, September 2018, with Andreas Dehio and Andreas Steck
 

 

"Rechtsentwicklungen im Bankaufsichtsrecht 2017", Der Betrieb, Beilage Nr. 3 zu Heft 50-51, December 2017, with Andreas Dehio 

"Rechtsentwicklungen im Versicherungsbereich 2017", Der Betrieb, Beilage  Nr. 3 zu Heft 50-51, December 2017, with Wolfgang Krauel 
 

"Regelungsdichte für Versicherer nimmt zu", Börsenzeitung, February 2017, with Wolfgang Krauel 

"Rechtsentwicklungen im Bankaufsichtsrecht 2016", Der Betrieb, Beilage zu Heft Nr. 50, December 2016, with Janis Petrowsky

 

"Rechtsentwicklungen im Versicherungsaufsichtsrecht 2016", Der Betrieb, Beilage zu Heft Nr. 50, December 2016, with Wolfgang Krauel

 

"Verbriefungen als Kapitalanlageprodukte unter Solvency II", die bank, October 2015, with Barbara Lauer

 

"Verschärfte Anforderungen an Bankvorstände", Börsenzeitung, August 2013, with Staffan Illert

 

"Erweiterung der gesetzlichen Vorgaben für das Risikomanagement von Versicherungsunternehmen", Versicherungsrecht (VersR), May 2013, with Wolfgang Krauel

 

"Vorreiterrolle in der Bankenregulierung", Börsenzeitung, February 2013, with Andreas Steck

 

"Neue Vorgaben aus EU-Leerverkaufsverordnung", Börsenzeitung, August 2012

 

"Leerverkaufsverbote nach neuer EU-Rechtslage", Handelsblatt.com, June 2012

 

"Basel III presents German credit institutions with significant challenges", Journal of International Banking and Financial Law, November 2010

 

"Changes in the regulatory environment for credit institutions in Germany: Are the lessons learnt?", Journal of International Banking and Financial Law, September 2009, with Andreas Steck

 

"Verschärfte regulatorische Anforderungen für Kreditinstitute in Deutschland und Europa", Beilage, KIR, February 2009

 

"The new German Investment law: implications for fund sponsors and institutional investors", Journal of International Banking and Financial Law, April 2008, with Markus Wollenhaupt

 

"Investmentänderungsgesetz greift zu kurz", Börsenzeitung, March 2008, with Markus Wollenhaupt

 

"Deutsche Spezialfonds nun attraktiver", Börsenzeitung, February 2008, with Markus Wollenhaupt

 

"Risikotransfer ist an strenge Auflagen geknüpft", Handelsblatt, October 2007

 

"Neue Anreize für Versicherer zur Risikoverbriefung", Börsenzeitung, November 2006 with Sebastian Wulff 

 

"Die Angemessenheit der Eigenmittelausstattung in der Bankenaufsicht", Studien zum Bank- und Börsenrecht, Band 59, Baden-Baden, 2004

 

 

 

Education and qualifications

Frederik studied law at the University of Göttingen and modern history at Keble College, University of Oxford. He holds a doctorate in law from Humboldt University, Berlin.

 

Published works

„Rechtsentwicklungen im Bankaufsichtsrecht 2018“ Der Betrieb, Beilage Nr. 4 zu Heft 51-52, December 2018, with Andreas Dehio

„Rechtsentwicklungen im Versicherungsbereich 2018“, Der Betrieb, Beilage Nr. 4 zu Heft 51-52, December 2018, with Wolfgang Krauel