Our interactive Fintech UK and EU Regulatory Timeline outlines a selection of key fintech events in 2019.
Please note that the timeline is indicative and subject to change, depending on political discussions or the internal decision-making process of the EU institutions.
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Fintech Regulatory Timeline 2019
What to expect in fintech: key dates and publications for 2019
10 February – Date by which UK firms that intend to rely on the limited network exclusion under PSD2 are required to notify the FCA if their transactions are over €1m in any 12-month period (starting from 13 Jan 2018)
26 February – Valdis Dombrovskis (European Commissioner) delivers a speech on the progress of the Commission’s fintech action plan and developments in the payments industry
14 February – FSB publishes report on the impact of fintech on market structures in financial services
Payment markets are no stranger to competition law enforcement with authorities around the world having made significant infringement findings in these markets over the years. But as payment markets digitalise, competition authorities are facing new challenges and expanding their enforcement toolkit in response.
As a global firm we have actively tracking and assessing the varied measures which have been made available by governments across the world to support corporates and businesses in response to the Covid-19 pandemic.
The US Financial Industry Regulatory Authority cautions member firms about the increased cyber risks arising from remote working arrangements. We break down this guidance to help firms and their staff understand how to better protect themselves from cyber attack.
Collaboration on blockchain raises potential antitrust concerns and scrutiny from enforcers around the world. An example of blockchain collaboration in the US shipping industry highlights anti-trust implications which could apply in the fintech context.
As part of Year in Review, Year to Come series, our global fintech team has contributed to a global fintech Year in Review and Year to Come. In this publication teams from 16 countries have summarised legal and commercial developments in the fintech space for 2019 and looked forward in predicting likely themes in 2020.
As recent SEC enforcement actions make clear, years after the ICO boom, US regulators continue to pay close attention to ICOs and digital assets. Market participants should take heed of the many legal and regulatory obligations that may apply to their activities.
As part of our annual Year in Review, Year to Come campaign, we have produced a Technology Legal Outlook 2020 publication. This publication looks at six global themes relating to tech companies, digital markets and emerging tech.
UK regulators have now finally published proposals for new rules and guidance on operational resilience – a concept which is now part and parcel of crisis planning for financial firms. For regulated firms, these may become rules; for others, they may become a new benchmark of good practice.
An overview of the key themes from Singapore Fintech Festival, covering future of fintech, AI and big data, innovation in payments and digital currencies, next generation insurance, open banking, sustainable finance and the global market outlook.